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What is a Credit Score?
The most widely used credit scores are FICO scores, which were developed by Fair Isaac & Company, Inc. (and they're named after their inventor!). Your FICO score is between 350 (high risk) and 850 (low risk).
Different portions of your credit history are given different weights.
Your credit report must contain at least one account which has been open for six months or more, and at least one account that has been updated in the past six months for you to get a credit score. This ensures that there is enough information in your report to generate an accurate score. If you do not meet the minimum criteria for getting a score, you may need to establish a credit history prior to applying for a mortgage.
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Equity Resources, Inc. 25 1/2 S Park Place, PO Box 5177, Newark, OH 43055
Phone: (740) 349-7082 ~ Toll Free Phone: (800) 270-7082 ~ Fax: (740) 349-7176
NMLS 1579
LICENSE INFORMATION (see Licensing Information Link for more information)
DBA’s: Pennsylvania Equity Resources, Inc., Equity Resources of Ohio, Inc., Equity Resources, Inc. of Ohio, Equity Resources of Ohio, ERI Mortgage, Inc., Equity Resources Mortgages, Inc., 1st Bancorp Mortgage, Greentree Mortgage Services, Garden Mortgage
OH MB800302 & SM500618; PA Department of Banking; KY 824; IN 11055 & 9940; FL MLD417; NC L-134393; MD 14944; MI FL0017007; GA 21919; VA State Corporation Commission MC-4491; DE 9521; AL MC20405.002; SC MLS-1579; District of Columbia MLB1579. Certain limitations apply, call for details.
Equity Resources, Inc. is an Equal Housing Opportunity Lender.
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