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What is a Credit Score?
The most widely used credit scores are FICO scores, which were developed by Fair Isaac & Company, Inc. (and they're named after their inventor!). Your FICO score is between 350 (high risk) and 850 (low risk).
Different portions of your credit history are given different weights.
Your credit report must contain at least one account which has been open for six months or more, and at least one account that has been updated in the past six months for you to get a credit score. This ensures that there is enough information in your report to generate an accurate score. If you do not meet the minimum criteria for getting a score, you may need to establish a credit history prior to applying for a mortgage.
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Equity Resources, Inc. 25 1/2 S Park Place, PO Box 5177 Newark, OH 43055
Phone: (740) 349-7082 ~ Toll Free Phone: 800-270-7082 ~ Fax: (740) 349-7176
LICENSE INFORMATION (see also Licensing Information Link)
OH MB.800302 Equity Resources, Inc. & SM.500618 DBA Equity Resources Mortgages, Inc.; PA by the PA Department of Banking #1408, #1408.003 and #0462 DBA PA Equity Resources, Inc.; KY #824 DBA Equity Resources of Ohio, Inc.; IN #11055 and #9940 DBA Equity Resources of Ohio, Inc.; FL Correspondent Mortgage Lender CL0702184 and CLB0701578; NC #L-134393 and L-134393-101 DBA Equity Resources of Ohio, Inc.; MD #14944 and #15822; GA #21919; VA VAState Corporation Commission #MC-4491 DBA Equity Resources, Inc.; DE #9521 DBA Equity Resources of Ohio, Inc.; AL #MC 20405.002 DBA ERI Mortgage, Inc.; SC #S-7,400
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