Staff Bios
NEWARK, OHIO OFFICE
25½ South Park Place
Newark, OH 43055
PHONE: 740-349-7082
TOLL FREE: 800-270-7082
FAX: 740-349-7176
ROGER WELCH
I have been in the mortage industry since 1993 and have enjoyed helping over 1200 families improve their financial outlook. I look forward to offering you the best service and competitive programs to obtain your financial goals. Much of my business is referred to me from happy, satisfied customers. These satisfied customers are the best testimonial I have that I am making the mortgage process as smooth as possible while meeting the needs of my customers. Currently, I reside in Newark, Ohio with my wife Kelly and our daughter Morgan. I would like my long list of satisfied customers to include you! Call me today at 1-800-270-7082 or e-mail RWelch@callequity.net.
BILL SKERBETZ
I joined Equity Resources in 1994. I have over 15 years of mortgage and personal finance experience including managing a $16 million dollar loan portfolio for a Fortune 500 company. I've received additional training in mortgage finance and customer service from some of the top trainers in the mortgage industry. Currently I reside in Granville, Ohio with my wife Jennifer, two daughters, Emilee and Abigail and son Will. I pride myself in helping clients manage both their long and short term mortgage and financial goals through an interactive Client/Mortgage Specialist relationship. When other needs like insurance, financial planning or accounting arise, they can be met through my extensive network of top professionals. Inquire about my "Client for Life Program" that will include quarterly updates on mortgage trends as well as an annual client review to make sure your mortgage needs are being met. Call today to consult with me at 1-800-270-7082 or send an e-mail to BSkerbetz@callequity.net.
DEREK GOOD
I have worked with Equity Resources since 1996. I enjoy developing relationships with people and proving my abilities in helping families overcome their financial concerns. My focus is to create customers for life. I try to make the process of refinancing as easy and quick as possible, so that when you go away from the closing table you'll know that I did everything possible to make sure the process was smooth with no "surprises." My customers are my most important assets because their referrals make up much of my business. Whether you want cash-out, to consolidate your credit cards or to purchase a home, I can help you with all your financial needs, quickly and smoothly. Call me today at 1-800-270-7082 or you can e-mail me at DGood@callequity.net.
 TRINDA DETWILER
As a life long resident of Fairfield County, I am committed to our community by providing mortgage solutions that improve the lives of families. As a mortgage professional with over 10 years of experience in mortgage lending, I am a dedicated individual with the knowledge and perseverance to see even the most challenging circumstances through to the end.
My education includes an Associate's Degree in Accounting from Ohio University. I currently reside in Carroll, Ohio, and am a single mother of two beautiful girls. I enjoy volunteering in their classrooms and sports activities. Call me today at 740-808-2044 or you can email me at TDetwiler@callequity.net.
 MICHAEL WOLF
Originally a licensed real estate agent, I made the transition to the mortgage industry in 1990 having worked for both small and large mortgage firms, including founding and operating my own mortgage company for a large portion of the last 19 years. The combination of these experiences has helped me understand the mortgage process from many different angles, having participated in multiple channels of the mortgage industry.
Through my experience, I am very well versed in all residential mortgage products with an emphasis on conventional and FHA mortgage lending.
I am a life long resident of Gahanna, Ohio, and the father of 2 great teenaged kids, Sam and Abby. I am very involved in both of my children’s school and sports activities. I personally enjoy travel, golf and the culinary arts.
It is my sincere desire to utilize my years and wide range of experience to bring as much TRANSPARENCY and UNDERSTANDING of the mortgage process to you, the customer. I am YOUR mortgage professional… and would very much like to be thought of the same as YOUR doctor, YOUR dentist, YOUR attorney… because the transaction we are participating in could very much be the most important financial transaction of your life and it deserves to be treated as such. I am here to be of service to YOU! Call me today at 740-808-2044 or you can email me at MWolf@callequity.net.
 DIANE HAMILTON
Being born and raised in a small community, I understand the importance of honesty and integrity. I bring you, my valued client, over 18 years of experience in financial services and mortgage lending. I pride myself in making my customer the most important piece of the mortgage lending process. I have extensive experience in FHA, VA, USDA, and Conventional financing.
I have built my business by being honest and providing outstanding communication. I have been told by many past clients that simply returning their phone call proved I was the right person for the job. Let me be the right person for you!
Diane Hamilton and Equity Resources, Inc. are the perfect combination for your first home purchase, dream home purchase, or to simply refinance for a better financial position.
I reside in Grove City, Ohio, with my husband Jamie and our three children, Jenna, Jaron and Makala.
Call me today at (740) 506-2388 or you can email me at DHamilton@callequity.net.
 KAREN MITCHAM
I’d love to help you through the mortgage loan process and homebuying journey.
Since 1996, I have helped thousands of clients, ranging from first time homebuyers to long-time homeowners transform their lives and buy the home of their dreams.
The foundation that I have built my business on has been:
- Do my best!
- Do what’s right!
- Treat others the way I would want to be treated!
The universal questions we all subconsciously ask ourselves when making a decision to work with someone are: Can I trust you? Do you care about me? Are you committed?
Rest assured, when you choose to work with me, I can answer a confident “yes” to each of these questions. I am very passionate about what I do and enjoy building relationships throughout the loan process, but also maintaining the relationship even after the loan closes. As questions arise or your needs change, I will be here for you.
My goal is to help you achieve the home of your dreams as smooth and stress-free as possible. Call me today at 740-819-7090 or email Kmitcham@callequity.net.
CARNEGIE, PA OFFICE
102 Broadway Avenue, Suite 101
Carnegie, PA 15106
PHONE: 412-278.9000
TOLL FREE: 800-480-9992
FAX: 412-278-9009
MIKE KISS
Growing up in a steel town one of five sons to parents who had blue collar jobs, I have a true understanding of making every dollar count. In my family, money was always tight. I watched my father work three jobs to make ends meet. The work ethics instilled upon me by that atmosphere, along with my own family's needs, has given me the background necessary to understand the needs of my clients. I began my career in 1988, a graduate of Robert Morris College in Pittsburgh, employed by a local finance company. During the next six years, I served the community with consumer loans and mortgages. In 1994 I became a bankruptcy specialist with a large bank and worked closely meeting the needs of customers who had mortgages that were in bankruptcy. Since 1995, I have been with Pennsylvania Equity Resources taking pride in meeting the mortage needs of my clients. During this time I have held several positions including Mortgage Specialist, Branch Manager and District Manager. I consider myself a mortgage consultant. I analyze each customer to assure their financial position is the best it can be when we are finished. The majority of my business comes from referrals which indicates to me that the people I have helped are satisfied with my service. Give me a call today at 1-800-480-9992 or send an e-mail to MKiss@callequity.net.
 SCOTT TROUT
A frog went into a bank for a loan
He sat at Patty Black's desk
She asked if he had any collateral
He handed her a knick-knack
Patty tried not to laugh
She said she needed to get the manager's approval
The manager said...
"It's a knick-knack Patty Black. Give the frog a loan."
Need cash, a new home, a loan...I have your approval!
Call me at 1-800-480-9992 or e-mail me at STrout@callequity.net.
MICHAEL SKERBETZ
I graduated from California University of PA in 1993 with a Bachelor of Science degree. I have been with the company since 1997 as a Mortgage Specialist. I enjoy biking, golfing and outdoor activities. Throughout my tenure with PA Equity Resources I received extensive training in mortgage finance and customer service. I pride myself in exceeding customer expectations and am building my business on customer referrals because of this. Call me today at 1-800-480-9992 or send an e-mail to MSkerb@callequity.net.
SAINT LEONARD, MARYLAND OFFICE
4821 Saint Leonard Road, Suite 101B
Saint Leonard, MD 20685
PHONE: 202-262-1824
FAX: 301-774-7398
JOHN GAROFALO
I approach mortgage origination as a key component to anyone’s overall financial plan. Cash flow, planning for future college expenses and saving for retirement are important life events affecting most American families.
With over 22 years of experience in mortgage originating, I hold the designation of Certified Residential Mortgage Specialist (CRMS) presented by the National Association of Mortgage Brokers (NAMB) and am a Maryland State certified instructor for the State of Maryland’s mandated 40-hour loan originator licensing course. I graduated from the University of Maryland with a Bachelor of Science degree in Sciences and Conservation Resource Management.
As a past president of the Maryland Association of Mortgage Brokers, I have participated in the passage of Maryland’s requirements for continuing Education Hours for loan orginators. In addition, I have served on a select panel of individuals who developed, drafted and submitted language for HR1040, which was passed as a State law requiring the full licensing of mortgage brokers doing business in the State of Maryland.
I look forward to being your number one mortgage advisor! Call me today at 202-262-1824 or email me at JGarofalo@callequity.net.
RALPH DAWSON
My goal is to give you a “stress free” experience while helping you refinance or purchase a new home. I have been in the mortgage origination field for more than 16 years helping families with one of the largest financial decisions they will make. When I first receive your call, my goal is to listen to your concerns, understand your needs and objective, and then to construct a plan that will ensure that your needs are met in the best possible manner. I specialize in helping homeowners and first-time homebuyers gain the knowledge and information they need to achieve the real estate financing decision that is best for them. It has long been my practice to provide my clients with as much information as possible to ensure that together, we make the best decisions to accomplish their goals.
I am a life-long resident of the state of Maryland. I graduated from the University of Maryland with degrees in Business Administration. I am actively involved in the Maryland Association of Mortgage Professionals (MAMP) and have served as the President, Chairman of the MAMP Legislative Committee and the National Delegate to the National Association of Mortgage Brokers.
My objective is to be your “Mortgage Consultant…For Life.” I plan to exceed your expectations as well as the expectations of anyone you would be so gracious as to refer to me.
If you have any questions or need help with any of your mortgage financing interests, give me a call at 410-586-1900 or send me an e-mail at rdawson@callequity.net.
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